Don’t be a frugal but save- Money saving tips
You don’t have to live like a frugal but should plan smart and spend money wisely.
1. Plan your monthly expenses before the month starts, that way you will know where you have to spend and what new things you need this month. Don’t spend the money, which is not in your budget for the month, but delay it till the next month. Planned purchase will always save you money, as you will be able to do complete research on the product as well as compare prices for the same. It will also give you time to think whether you will really need this product or service.
2. Buy your groceries in a planned fashion so you don’t have to rush to the store for every small thing you forget. Make a list of what you want to cook next week and get everything in one go. Not only you will save on Gas and money but also you will save time.
3. Pay your bills like Credit card and utilities on time and avoid late fees and extra interest payments.
4. During winters insulate your doors and windows properly; make sure there is no leakage. You can save up to 30% on your heating bills with proper insulation and use of thermostat.
5. During summer months use fans instead of air conditioners.
6. Use room heaters and set thermostat at a low temperature so as not to heat up the whole house.
7. Make sure to service your car on a timely fashion so as to get optimal mileage and also to ensure that car emissions are under the limit.
8. Share a car ride whenever you can so as to save money on travel as well as environmental benefits.
9. Buy energy star products also when buying the products make sure you check their power using and rating.
10. Unplug equipments when not in use. As some equipments use power even if they are turned off.
11. Limit your hot water use or at least plan and save money on your water bill as well as heating of the water.
Not only by doing this you will save money but will also reduce your use of limited natural resources and help save the planet.
About Author:
This article is written by Ghanshyam Shah for HFB | Mortgage Loan Rates. Ghanshyam Shah (www.homeandfamilybills.com) is working as Research Analyst & Project Coordinator in an offshore software development company.
ghanshyam_shah@semaphore-software.com
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on Wednesday, November 14th, 2007 at 6:01 am and is filed under Others.
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Don’t be a frugal but save- Money saving tips
You don’t have to live like a frugal but should plan smart and spend money wisely.
1. Plan your monthly expenses before the month starts, that way you will know where you have to spend and what new things you need this month. Don’t spend the money, which is not in your budget for the month, but delay it till the next month. Planned purchase will always save you money, as you will be able to do complete research on the product as well as compare prices for the same. It will also give you time to think whether you will really need this product or service.
2. Buy your groceries in a planned fashion so you don’t have to rush to the store for every small thing you forget. Make a list of what you want to cook next week and get everything in one go. Not only you will save on Gas and money but also you will save time.
3. Pay your bills like Credit card and utilities on time and avoid late fees and extra interest payments.
4. During winters insulate your doors and windows properly; make sure there is no leakage. You can save up to 30% on your heating bills with proper insulation and use of thermostat.
5. During summer months use fans instead of air conditioners.
6. Use room heaters and set thermostat at a low temperature so as not to heat up the whole house.
7. Make sure to service your car on a timely fashion so as to get optimal mileage and also to ensure that car emissions are under the limit.
8. Share a car ride whenever you can so as to save money on travel as well as environmental benefits.
9. Buy energy star products also when buying the products make sure you check their power using and rating.
10. Unplug equipments when not in use. As some equipments use power even if they are turned off.
11. Limit your hot water use or at least plan and save money on your water bill as well as heating of the water.
Not only by doing this you will save money but will also reduce your use of limited natural resources and help save the planet.
About Author:
This article is written by Ghanshyam Shah for HFB | Mortgage Loan Rates. Ghanshyam Shah (www.homeandfamilybills.com) is working as Research Analyst & Project Coordinator in an offshore software development company.
ghanshyam_shah@semaphore-software.com
Share on Facebook
This entry was posted
on Wednesday, November 14th, 2007 at 6:01 am and is filed under Others.
You can follow any responses to this entry through the RSS 2.0
feed.
You can leave a response, or trackback from your own site.
